Terms of Service

Introduction

Welcome to Cash Teach! These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and services ("Services"). By accessing or using Cash Teach, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use our Services.

Definitions

For the purposes of these Terms:

• "Cash Teach," "We," "Us," "Our": Refers to Cash Teach and its affiliates.
• "You," "User," "Your": Refers to any individual or entity accessing or using our Services.
• "Services": Refers to all products, services, content, features, and functionality provided by Cash Teach including our website, mobile applications, and related tools.
• "Content": Refers to all data, information, text, graphics, images, and other materials available through our Services.
• "Account": Your registered user account with Cash Teach.

User Eligibility and Account Creation

To use Cash Teach, you must meet the following requirements:

• Age Requirement: You must be at least 18 years of age or the legal age of majority in your jurisdiction.
• Jurisdiction: You may not be restricted from using our Services by applicable laws in your country.
• Account Information: You agree to provide accurate, current, and complete information when creating your account and maintain the accuracy of this information.
• Single Account: You agree to maintain only one personal account unless otherwise authorized by Cash Teach.

User Responsibilities and Conduct

You are responsible for your use of our Services and agree to:

• Account Security: Maintain the confidentiality of your account credentials and notification details. You are responsible for all activity under your account.
• Lawful Use: Use our Services only for lawful purposes and in compliance with all applicable laws, regulations, and these Terms.
• Acceptable Use: Not engage in any of the following: illegal activities, hacking, fraud, harassment, distributing malware, or infringing on intellectual property rights.
• Accurate Information: Provide truthful information about your financial situation and not misrepresent yourself or your identity.
• Compliance: Comply with all bank, credit card issuer, and third-party provider policies when connecting accounts to Cash Teach.

Payment, Billing, and Subscription

Our Services are available on a freemium model with optional premium subscription:

• Pricing: Pricing for our Services is displayed before purchase and may be updated with notice. Premium subscription is available on a monthly or annual basis.
• Billing: By purchasing a premium subscription, you authorize us to charge your payment method for the subscription fee on a recurring basis until you cancel.
• Payment Processing: All payment processing is conducted securely by third-party payment processors. By providing payment information, you authorize the processing of charges.
• Cancellation: You may cancel your premium subscription at any time through your account settings. Cancellations take effect at the end of your current billing period.
• Refund Policy: Except as required by law, all payments are non-refundable. Refunds for billing errors will be processed within 30 days.
• Taxes: You are responsible for any applicable taxes related to your use of our Services.

Financial Data and Account Integration

When you connect financial accounts to Cash Teach:

• Account Authorization: You authorize us to access your financial accounts using the credentials and authentication methods you provide.
• Data Access: You authorize us to retrieve your account information, transaction history, and balance data for the purposes of providing our Services.
• Third-party Terms: By connecting accounts, you acknowledge that you have read and agree to the terms of service of the financial institutions and third-party providers involved.
• Accuracy: While we strive to provide accurate financial information, you are responsible for verifying the accuracy of all transactions and balances displayed in Cash Teach.
• No Unauthorized Transactions: You authorize us only to retrieve and display data. We will not initiate transactions, transfers, or payments without your explicit instruction.

Intellectual Property Rights

All Content, features, and functionality of Cash Teach are the exclusive property of Cash Teach or its licensors:

• Ownership: All trademarks, logos, designs, text, graphics, and software are owned by or licensed to Cash Teach and protected by intellectual property laws.
• License Grant: We grant you a limited, non-exclusive, non-transferable license to access and use Cash Teach for personal or business purposes in accordance with these Terms.
• Restrictions: You may not reproduce, distribute, transmit, modify, or use any Content without prior written permission from Cash Teach.
• User Content: Any content you submit becomes the property of Cash Teach, which may use it for service improvement and analytics.

Privacy and Data Protection

Your use of Cash Teach is governed by our Privacy Policy, which is incorporated into these Terms. Please review our Privacy Policy to understand our data practices and your rights.

Limitation of Liability

To the maximum extent permitted by law:

• Disclaimer: Cash Teach is provided "as is" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
• No Liability: In no event shall Cash Teach, its directors, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our Services.
• Financial Decisions: Cash Teach provides tools and insights, but not financial advice. All financial decisions are your responsibility. Consult a qualified financial advisor before making major financial decisions.
• Service Availability: Cash Teach is not liable for any service interruptions, data loss, or failures beyond our reasonable control.

Indemnification

You agree to indemnify and hold harmless Cash Teach, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your violation of these Terms, your use of our Services, or your infringement of any third-party rights.

Termination of Account and Services

Cash Teach reserves the right to manage its Services as follows:

• Termination by You: You may terminate your account at any time by deleting your account through your account settings or contacting support.
• Termination by Us: We reserve the right to suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or use our Services in ways we believe are harmful to other users or the platform.
• Effect of Termination: Upon termination, your right to use Cash Teach ceases immediately. We may delete your account data in accordance with our Privacy Policy.
• Surviving Provisions: Provisions regarding liability, indemnification, and intellectual property survive termination.

Modifications to Services and Terms

Cash Teach may modify or discontinue Services and update these Terms:

• Service Changes: We may add, modify, or remove features and functionality with or without notice.
• Term Updates: We may update these Terms at any time. Changes take effect immediately upon posting to our website.
• Notification: For material changes to Terms that negatively affect your rights, we will provide notice through your registered email.
• Acceptance: Your continued use of Cash Teach following any updates constitutes your acceptance of the new Terms.

Disclaimer of Warranties

You use Cash Teach at your own risk. We make no warranties regarding:

• Accuracy: The accuracy, completeness, or timeliness of financial data and transactions displayed in our Services.
• Uninterrupted Service: That our Services will be error-free or uninterrupted.
• Security: While we implement security measures, we cannot guarantee that our Services are completely secure from unauthorized access.

Dispute Resolution

Any disputes arising from these Terms or your use of Cash Teach shall be resolved as follows:

• Governing Law: These Terms are governed by and construed in accordance with the laws of Sri Lanka, without regard to its conflict of law principles.
• Jurisdiction: You agree to submit to the exclusive jurisdiction of the courts located in Sri Lanka.
• Arbitration: For certain disputes, parties may mutually agree to binding arbitration as an alternative to litigation.

Prohibited Activities

You agree not to:

• Violate Laws: Engage in any activity that violates applicable laws or regulations.
• Fraud and Security: Attempt to access unauthorized areas, reverse engineer our Services, or exploit vulnerabilities.
• Harassment: Use Cash Teach to harass, threaten, or harm others.
• Malware: Introduce viruses, malware, or other harmful code to our Systems.
• Spamming: Send unsolicited messages or engage in spamming activities.
• Scraping: Use automated tools to scrape or extract data from our Services without permission.

Third-party Links and Services

Cash Teach may contain links to third-party websites and services. We are not responsible for the content, accuracy, or practices of these third-party services. Your use of third-party services is governed by their terms and privacy policies.

Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Cash Teach regarding your use of our Services and supersede all prior agreements and understandings.

Severability

If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in full effect.

Contact Information

If you have questions about these Terms of Service, please contact us at:

• Email: support@cashteach.com
• Support Portal: Visit our website for live chat support
• Physical Address: Contact us through our website for current contact information